Membership Policy Terms and Conditions By completing and submitting the ETPJ Online Digest order form, you are accepting the following terms: Your user ID and password are not transferable. The subscription payment is non-refundable. All materials on www.itepsa.com are copyrighted. You are not allowed to transfer any material by any means that you download from the membership site. Disclaimer ITEP or any person who represents ITEP makes no warranties or representations about the accuracy or completeness of all contents of ITEP's site and any site linked to or from this site. Neither ITEP nor any of its associates or vendors shall be liable for any direct, incidental, consequential, indirect or punitive damages arising out of access to or use of any content of this site or the content of any site linked to this site. Any communication or material you post here or transmit to ITEP over the Internet is, and will be treated as, non-confidential and non-proprietary, unless you indicate the nature of confidentiality of such communication or material to ITEP. ITEP will not publish or sell your personal data, such as your name, e-mail address, or credit card number. However, you are granting ITEP permission to use the information you supply in the normal practice of business, such as in completing our transactions with a bank or shipping company, for example. Copyrights ITEP's web site contains copyrighted material, trademarks and other proprietary information including text, graphics, photos, and software. ITEP is the owner of the copyright in the entire ITEP/ETPJ web site. Each third party content provider owns the copyright in content original to it. You may not modify, publish, transmit, display, copy, post on any network computer, broadcast in any media, create derivative works, or in any way exploit the ITEP content or any portion of it. Except as otherwise expressly permitted under copyright laws, you may not copy, redistribute, publish, display or commercially exploit any material from ITEP without the permission of ITEP and the copyright owner. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. The use or misuse of trademarks or any other content on this site, except as provided in these terms and conditions, is strictly prohibited.